Germany is rapidly becoming one of the world’s hotspots for international students with world-class universities, low to no tuition fees, and an excellent quality of life. However, as free or very cheap as tuition is in public universities in Germany, students will still have to arrange living expenses, which can fall on average between €850 and €1,200 per month.
The good news? There exist ways to fund your studies without compromising your quality of life, and there are exciting options available. Employing the services of the best study in Germany consultancies can take care of aspiring students throughout the admission process and provide valuable advice on financial assistance. This blog will walk you through 5 of the most common and dependable ways to fund your education in Germany.
1. Scholarships and Grants
The most sought-after funding options for international students are scholarships. Regarding that, Germany offers quite a good range of scholarships on a merit and needs basis, which partly or fully support your tuition and living costs.
Here are some of the popular scholarships offered in Germany:
- DAAD (Deutscher Akademischer Austauschdienst): One of the largest funding organizations in the world, DAAD provides scholarships to international students at all academic levels.
- Erasmus+: An EU initiative that provides sponsorship opportunities for exchange students both within Europe and internationally.
- Heinrich Böll Foundation and Friedrich Ebert Stiftung: These political foundations offer monetary assistance based on exceptional academic performance and social participation.
Competition in applying for scholarships can be tight, so we advise starting at least a year earlier. Trusted study abroad consultants in Dubai can help you find matching scholarships, perfect your application, and compose better application letters.
2. Getting Student Part-Time Jobs
International students in Germany are allowed to work part-time for up to 20 hours per week during the academic semester.They can also work full-time during breaks or vacations between semesters. With a student job, you could earn between €10 to €15 per hour, enough to manage daily expenses like rent, groceries, and transport.
Common Part-Time Student Jobs:
- Working in a bar or restaurant
- University assistantship
- Research Assistantships
- Tutoring or Freelance Jobs in your area of expertise
Part-time work contributes to finances and also offers students opportunities to learn the German language and gain local experience. If you’re not yet fluent in German, several of the jobs available in university cities offer English-speaking roles, especially in tech, marketing, and hospitality.
3. Blocked Account
A Blocked Account is a mandatory financial proof requirement for your student visa by the authorities of Germany. As of 2025, you need to put roughly €11,208 in a German-blocked account before you enter into the German territory, which is released to you in monthly installments (approximately €934/month) to support your living expenses.
Think of it as a self-funded means of showing you can support yourself while you study. A reliable study in Germany consultancy in Dubai can simplify the process of setting up your Blocked Account with expert advisers who meet embassy requirements. They also provide a checklist to help avoid delays in visa processing.
4. Education Loans
When you need financial support, an education loan from a reputable bank can help you fill this gap. Many Indian and UAE banks offer good student loans at low interest rates with flexible repayment facilities to students aspiring to study in Germany.
Loan coverage typically includes the following expenses:
- Tuition fees (if applicable)
- Living expenses
- Travel and health insurance
- Visa processing fees
- Study materials and equipment
Many banks will allow a moratorium period (grace time) before students start repayment after graduation. Any leading study abroad consultancies in Dubai, which collaborate with financial institutions to facilitate this loan process, can assist students in getting the financial assistance they need without any hassle. This includes support regarding documentation, coordination with banks, and counseling on repayment planning.
5. Parental or Family Sponsorship
Many times, the students are funded by their parents, either partially or fully. If the parent, sibling, or particular relative is well-off, then he/she can issue a Letter of Sponsorship together with documents such as income proofs, bank statements, and an affidavit of support. A combination of partial scholarships or part-time earnings with family support could be a significant contributor to creating a good financial package. The German consulate will closely assess the financial documents of sponsors, so make sure that everything is accurate.
Budgeting Wisely in Germany
Even if you’ve arranged your funding, budgeting your expenses smartly is key. Germany is relatively affordable compared to other European countries, especially if you live in student-friendly cities like Leipzig, Dresden, or Aachen.
Top Student Discounts Available:
- Public transport passes
- Cafeteria (Mensa) meals at subsidised rates
- Student housing at reduced rents
- Health insurance at student rates
Pre-departure sessions by study abroad consultants equip students with practical money-saving tips for a rewarding life in Germany.
Why Work With a Study in Germany Consultancy?
Studying abroad involves more than just filling out application forms. It’s about making informed decisions that shape your academic and professional future. A professional study abroad consultant in Dubai can offer:
- Expert career counselling
- University shortlisting based on your profile.
- End-to-end application and visa support
- Scholarship and funding guidance
- Pre-departure briefings and post-arrival support
Whether you’re planning undergraduate, postgraduate, or PhD studies in Germany, it’s important to simplify the process with the help of study abroad consultants and ensure you’re financially and emotionally prepared for the journey ahead.
Final Thoughts
Germany is one of the most student-friendly countries in the world. With multiple funding options available, such as scholarships, part-time work, education loans, and more, your dream of studying in Germany is well within reach. From world-class academics to a rich cultural and social experience, Germany offers everything an international student could hope for.
With an expert study abroad consultant beside you, you can be assured of guidance every step of the way. Take your first steps toward a bright future in Germany by consulting professional advice and support. With proper planning, resources, and mentorship, studying in Germany can be more than just a dream.
